Many retirees continue paying the same auto insurance rates they did during their working years, missing out on substantial savings. With driving habits dramatically changed, most seniors qualify for premium reductions averaging 25-35%¹, yet only 31% have optimized their coverage since retiring.
If you're working from home but still paying commuter-level auto insurance rates, you could be overpaying by $300-$700 annually. As remote work becomes permanent for millions of Americans, insurance companies are quietly maintaining pricing models designed for daily commuters.
The average American overpays for auto insurance by $1,126 annually. In today's economy, that's money you can't afford to waste. Here's how to get the best car insurance rates without sacrificing coverage.